The most complete free 1099 tax calculator — includes state taxes, all deductions, credits, and quarterly payment amounts. Results update instantly.
Max 25% of net income. At $80K net, contributing $20K saves $5,500 in taxes.
10,000 business miles = $6,700 deduction = ~$1,840 in tax savings.
100% deductible if self-employed. Average premium of $5,000/year saves $1,375.
$4,150 max single — deductible going in, grows tax-free, tax-free withdrawal for medical.
150 sq ft in a 1,000 sq ft home = 15% of $1,500/mo rent = $2,700/year deduction.
Software, equipment, marketing, professional services — every dollar reduces SE tax AND income tax.
$2,000 per qualifying child under 17. Up to $1,500 refundable even if you owe no tax.
Up to $2,500/year above the line — reduces AGI even if you take the standard deduction.
Contribute up to $23,000 as employee + 25% of net as employer. More powerful than SEP-IRA at higher incomes.
Most self-employed workers can deduct 20% of qualified business income. Applied automatically in our calculations.
The IRS requires quarterly payments if you expect to owe $1,000+. Missing them costs 8% annual penalty. Use the quarterly amount shown above.
These are the fastest legal way to reduce your tax bill. Enter a contribution amount above to see the immediate impact on your taxes.
If you have a dedicated workspace, enter your square footage above. Most self-employed workers qualify but never claim it.
You pay SE tax on net income, not gross. Enter all business expenses above — every dollar reduces both SE tax and income tax.
Get instant answers about deductions, deadlines, and quarterly amounts. Specific to your profession.
Log income and expenses monthly. Know your quarterly payment before the deadline — not after.
Email reminders before every quarterly deadline with your exact payment amount. No more IRS penalties.
Most 1099 workers owe 25–35% of net income in combined self-employment tax (15.3%) and federal income tax. Use the calculator above for your specific estimate based on actual income, deductions, and state.
Self-employment tax is 15.3% of 92.35% of net income (12.4% Social Security + 2.9% Medicare). You pay both employee and employer share. You can deduct half from your gross income.
Q1: April 15 · Q2: June 16 · Q3: September 15 · Q4: January 15, 2027. Pay through IRS Direct Pay at irs.gov/payments. The calculator above shows your exact quarterly payment.
Yes — select your state from the dropdown and state income tax is included in the total estimate. State rates range from 0% (Texas, Florida) to 13.3% (California).
The Qualified Business Income deduction (Section 199A) allows most self-employed workers to deduct 20% of qualified business income. It phases out at higher incomes for some professions. Consult a CPA for your specific situation.
ClickTaxEasy tracks your 1099 income monthly and tells you exactly what to set aside — so April is never a shock.
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