🦀 Maryland · 2026 Tax Guide

MARYLAND
1099 TAXES
2026

Maryland has income tax rates up to 5.75% plus county taxes of 2.25%–3.2%. DC suburbs are home to thousands of federal contractors with 1099 income.

5.75%
Top state rate
5.75%
Most MD freelancers
36%+
Combined at $100K
🦀
MA
Maryland
State tax range2% – 5.75%
County tax2.25% – 3.2%
Standard deduction$2,400 (single)
Quarterly paymentinteractive.marylandtaxes.gov
City taxNone (counties only)
California Tax Rates

MARYLAND INCOME TAX
RATES 2026

Income Range (Single)MD RateNotes
$0 – $1,0002.0%
$1,001 – $2,0003.0%
$2,001 – $3,0004.0%
$3,001 – $100,0004.75%
$100,001 – $125,0005.0%
$125,001 – $150,0005.25%
$150,001 – $250,0005.5%
Over $250,0005.75%
🧮

CALCULATE YOUR CA TAX BILL

Use our 1099 calculator — select California from the state dropdown for your exact federal + state total.

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WHAT MARYLAND
1099 WORKERS MUST KNOW

⚠️ Maryland county income taxes

Maryland counties charge an additional 2.25%–3.2% income tax on top of state rates. Montgomery County (3.2%), Prince George's (3.2%), and Baltimore City (3.2%) are the highest.

⚠️ Maryland standard deduction is tiny

Maryland's standard deduction is only $2,400 for single filers — vs the federal $14,600. Maryland taxes significantly more of your income.

📅 MD quarterly deadlines

Pay at interactive.marylandtaxes.gov. Same dates as federal.

🦀 Total rate with county

Add your county rate to state rate: ~8%–9% total state+county for most MD freelancers.

🏦 SEP-IRA reduces MD tax

$20K SEP-IRA saves ~$1,150–$1,840 in MD state+county tax.

🏠 Home office applies

MD conforms to federal home office rules.

🚗 Mileage deductible

67¢/mile reduces MD taxable income.

💼 QBI deduction

Maryland generally conforms to the federal QBI deduction.

Set-Aside Guide

HOW MUCH MARYLAND
FREELANCERS SHOULD SAVE

$50K Net
32%
Federal + Maryland combined
$100K Net
36%
Federal + Maryland combined
$200K Net
39%
Federal + Maryland combined

These are estimates. Use the 1099 tax calculator with California selected for your exact number based on your deductions.

COMPARE WITH
OTHER STATES

FAQ

CALIFORNIA 1099
TAX FAQ

What is the California state income tax rate for freelancers?

California has progressive rates from 1% to 13.3%. Most freelancers earning $50,000–$100,000 pay a 9.3% marginal rate. Use our 1099 tax calculator with California selected for your exact amount.

Do California freelancers pay quarterly taxes to both IRS and FTB?

Yes. Pay federal quarterly estimated taxes at irs.gov/payments and California taxes at ftb.ca.gov. Same 4 deadlines: Apr 15, Jun 16, Sep 15, Jan 15.

What is the California standard deduction for 2026?

Only $5,202 for single filers versus the federal $14,600. This means California taxes $9,398 more of your income than the IRS. At 9.3%, that costs you an additional $874 in state tax.

Does California have a QBI deduction like the federal government?

No. California does not conform to the federal 20% Qualified Business Income (QBI) deduction. Your California taxable income will be higher than your federal taxable income as a result.

How much should California freelancers set aside for taxes?

At $80,000 net income: save 38–42%. This covers federal SE tax (~14%), federal income tax (~18%), and California state tax (~8–9%). Use the 1099 calculator for your exact number.

KNOW YOUR MARYLAND TAX BILL
EVERY MONTH

ClickTaxEasy calculates your federal + Maryland quarterly payments automatically based on your tracked income.

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