โ„๏ธ Minnesota ยท 2026 Tax Guide

MINNESOTA
1099 TAXES
2026

Minnesota has high income tax rates up to 9.85% โ€” one of the highest in the Midwest. Minneapolis-St. Paul freelancers face significant state tax obligations.

9.85%
Top state rate
6.8%
Many MN freelancers
37%+
Combined at $100K
โ„๏ธ
MI
Minnesota
State tax range5.35% โ€“ 9.85%
Standard deductionFederal amount
SDINone
Quarterly paymentmndor.state.mn.us
City taxNone on income
California Tax Rates

MINNESOTA INCOME TAX
RATES 2026

Income Range (Single)MN RateNotes
$0 โ€“ $31,6905.35%โ€”
$31,691 โ€“ $104,0906.8%โ€”
$104,091 โ€“ $193,2407.85%Higher-earning MN freelancers
Over $193,2409.85%Top rate
๐Ÿงฎ

CALCULATE YOUR CA TAX BILL

Use our 1099 calculator โ€” select California from the state dropdown for your exact federal + state total.

Calculate Now โ†’

WHAT MINNESOTA
1099 WORKERS MUST KNOW

โš ๏ธ Minnesota uses federal standard deduction

Good news โ€” Minnesota uses the same $14,600 federal standard deduction for single filers, keeping MN taxable income in line with federal.

โš ๏ธ Minneapolis has no city income tax

Unlike New York City, Minneapolis and St. Paul do not levy city income taxes on individuals.

๐Ÿ“… MN quarterly deadlines

Pay at mndor.state.mn.us. Same dates as federal.

๐Ÿฆ SEP-IRA reduces MN tax

$20K SEP-IRA saves $1,360โ€“$1,970 in MN tax depending on bracket.

๐Ÿ  Home office applies

MN conforms to federal home office rules.

๐Ÿš— Mileage deductible

67ยข/mile reduces MN taxable income.

โ„๏ธ No city income tax

No Minneapolis or St. Paul city income tax.

๐Ÿ’ผ QBI deduction

Minnesota generally conforms to the federal QBI deduction.

Set-Aside Guide

HOW MUCH MINNESOTA
FREELANCERS SHOULD SAVE

$50K Net
31%
Federal + Minnesota combined
$100K Net
37%
Federal + Minnesota combined
$200K Net
42%
Federal + Minnesota combined

These are estimates. Use the 1099 tax calculator with California selected for your exact number based on your deductions.

COMPARE WITH
OTHER STATES

FAQ

CALIFORNIA 1099
TAX FAQ

What is the California state income tax rate for freelancers?

California has progressive rates from 1% to 13.3%. Most freelancers earning $50,000โ€“$100,000 pay a 9.3% marginal rate. Use our 1099 tax calculator with California selected for your exact amount.

Do California freelancers pay quarterly taxes to both IRS and FTB?

Yes. Pay federal quarterly estimated taxes at irs.gov/payments and California taxes at ftb.ca.gov. Same 4 deadlines: Apr 15, Jun 16, Sep 15, Jan 15.

What is the California standard deduction for 2026?

Only $5,202 for single filers versus the federal $14,600. This means California taxes $9,398 more of your income than the IRS. At 9.3%, that costs you an additional $874 in state tax.

Does California have a QBI deduction like the federal government?

No. California does not conform to the federal 20% Qualified Business Income (QBI) deduction. Your California taxable income will be higher than your federal taxable income as a result.

How much should California freelancers set aside for taxes?

At $80,000 net income: save 38โ€“42%. This covers federal SE tax (~14%), federal income tax (~18%), and California state tax (~8โ€“9%). Use the 1099 calculator for your exact number.

KNOW YOUR MINNESOTA TAX BILL
EVERY MONTH

ClickTaxEasy calculates your federal + Minnesota quarterly payments automatically based on your tracked income.

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