New York has some of the highest combined tax rates in the US. NYC residents pay an additional city tax on top. Here is what NY freelancers and 1099 workers actually owe.
| Income Range (Single) | NY Rate | Notes |
|---|---|---|
| $0 – $17,150 | 4.0% | — |
| $17,151 – $23,600 | 4.5% | — |
| $23,601 – $27,900 | 5.25% | — |
| $27,901 – $161,550 | 5.85% | — |
| $161,551 – $323,200 | 6.85% | ✅ Many NY freelancers here |
| $323,201 – $2,155,350 | 9.65% | — |
| $2,155,351 – $5,000,000 | 10.3% | — |
| Over $5,000,000 | 10.9% | — |
Use our 1099 calculator — select California from the state dropdown for your exact federal + state total.
If you live in New York City, you owe city income tax of 3.078%–3.876% ON TOP of state tax. A NYC freelancer at $100K pays federal + NY state + NYC city = 43%+ combined.
The NY standard deduction for single filers is $8,000 vs the federal $14,600. New York taxes more of your income than the IRS does.
New York has its own rules for some deductions. The federal QBI 20% deduction does not apply in New York. Consult a NY CPA for complex situations.
New York state return is Form IT-201 (residents) or IT-203 (part-year/non-residents). Due April 15.
Same dates as federal: Apr 15, Jun 16, Sep 15, Jan 15. Pay at tax.ny.gov.
NYC city tax adds 3–4% on top of state. Budget 41–44% total if you live in NYC.
NY conforms to federal retirement rules. A $20K SEP-IRA contribution saves ~$1,370 in NY state tax alone at 6.85%.
NY conforms to federal home office rules. Exclusive use required. Both methods allowed.
67¢/mile for business travel reduces both federal and NY state taxable income.
These are estimates. Use the 1099 tax calculator with California selected for your exact number based on your deductions.
California has progressive rates from 1% to 13.3%. Most freelancers earning $50,000–$100,000 pay a 9.3% marginal rate. Use our 1099 tax calculator with California selected for your exact amount.
Yes. Pay federal quarterly estimated taxes at irs.gov/payments and California taxes at ftb.ca.gov. Same 4 deadlines: Apr 15, Jun 16, Sep 15, Jan 15.
Only $5,202 for single filers versus the federal $14,600. This means California taxes $9,398 more of your income than the IRS. At 9.3%, that costs you an additional $874 in state tax.
No. California does not conform to the federal 20% Qualified Business Income (QBI) deduction. Your California taxable income will be higher than your federal taxable income as a result.
At $80,000 net income: save 38–42%. This covers federal SE tax (~14%), federal income tax (~18%), and California state tax (~8–9%). Use the 1099 calculator for your exact number.
ClickTaxEasy calculates your federal + New York quarterly payments automatically based on your tracked income.
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