New Jersey has some of the highest property and income taxes in the US. Here is what NJ freelancers and 1099 workers owe — state rates up to 10.75%.
| Income Range (Single) | NJ Rate | Notes |
|---|---|---|
| $0 – $20,000 | 1.4% | — |
| $20,001 – $35,000 | 1.75% | — |
| $35,001 – $40,000 | 3.5% | — |
| $40,001 – $75,000 | 5.525% | — |
| $75,001 – $500,000 | 6.37% | ✅ Most NJ freelancers |
| $500,001 – $1,000,000 | 8.97% | — |
| Over $1,000,000 | 10.75% | — |
Use our 1099 calculator — select California from the state dropdown for your exact federal + state total.
New Jersey does not have a standard deduction. Instead, it allows a personal exemption of $1,000 for single filers. This means NJ taxes nearly all of your income.
New Jersey has State Disability Insurance (0.26%) and Family Leave Insurance (0.09%) taxes. Self-employed workers are exempt by default but can opt in for benefits.
Pay at njportal.com/taxation. Same dates as federal: Apr 15, Jun 16, Sep 15, Jan 15.
SEP-IRA contributions reduce NJ taxable income. $20K contribution saves ~$1,274 in NJ tax at 6.37%.
NJ conforms to federal home office rules for self-employed.
NJ allows the federal 67¢/mile deduction for self-employed.
New Jersey does not allow the 20% QBI deduction. NJ taxable income may be higher than federal.
NJ residents working in NYC pay NY income tax plus NJ — but get a credit. Consult a CPA if you work across state lines.
These are estimates. Use the 1099 tax calculator with California selected for your exact number based on your deductions.
California has progressive rates from 1% to 13.3%. Most freelancers earning $50,000–$100,000 pay a 9.3% marginal rate. Use our 1099 tax calculator with California selected for your exact amount.
Yes. Pay federal quarterly estimated taxes at irs.gov/payments and California taxes at ftb.ca.gov. Same 4 deadlines: Apr 15, Jun 16, Sep 15, Jan 15.
Only $5,202 for single filers versus the federal $14,600. This means California taxes $9,398 more of your income than the IRS. At 9.3%, that costs you an additional $874 in state tax.
No. California does not conform to the federal 20% Qualified Business Income (QBI) deduction. Your California taxable income will be higher than your federal taxable income as a result.
At $80,000 net income: save 38–42%. This covers federal SE tax (~14%), federal income tax (~18%), and California state tax (~8–9%). Use the 1099 calculator for your exact number.
ClickTaxEasy calculates your federal + New Jersey quarterly payments automatically based on your tracked income.
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